A record for money that isn't written down anywhere

Money lent to a friend or relative rarely gets recorded formally. BudgetFlow keeps a quiet, precise record: who borrowed what, how much is left, and when it was expected back.

BudgetFlow lending dashboard showing an active loan with principal and remaining balance

What you get

  • Add a borrower once and issue multiple loans against their record
  • Track principal, remaining balance, and repayments as they come in, including partial repayments
  • See loans grouped by Active, Settled, and Forgiven
  • Set an expected return date and know at a glance what's overdue

Why it matters

Every loan keeps a running balance instead of a single lent/repaid figure, so repayments made over several installments are reflected accurately. It's a personal ledger, not a collections tool.

Free to start, no card required

Every feature on BudgetFlow, including this one, is free to use from the day you sign up.