Last updated: August 2026
By creating an account or otherwise using BudgetFlow ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Service.
BudgetFlow is a personal finance tracking tool that helps you record income, expenses, rent, utilities, budgets, savings goals, and loans you've given or received. It is a record-keeping tool — it does not move money, connect to your bank accounts, or execute any financial transactions on your behalf.
You're responsible for keeping your login credentials secure and for all activity that happens under your account. Let us know right away if you suspect unauthorized access.
The financial figures you enter are yours. We store them to provide the Service to you and do not sell your data. See our Privacy Policy for details on what we collect and how it's handled.
BudgetFlow presents summaries, trends, and insights based on the data you provide. Nothing in the Service constitutes professional financial, tax, or investment advice. Decisions you make based on the app are your own responsibility.
Don't use the Service to store data on someone else without their knowledge, attempt to disrupt or reverse-engineer the Service, or use it for any unlawful purpose.
We aim to keep the Service available and reliable, but we don't guarantee uninterrupted access. Features may change as the product evolves. We'll do our best to give notice of material changes to these terms.
You may stop using the Service and delete your account at any time from Settings. We may suspend accounts that violate these terms.
Questions about these terms? Reach out to us at support@budgetflow.co.ke.