Every loan, down to the shilling of interest
A bank loan comes with a repayment schedule, but knowing what you actually still owe against it is a different problem. BudgetFlow tracks the real balance, the real interest, and reminds you before a payment is due.
What you get
- Define principal, interest rate, and either a loan term or a target monthly payment
- Choose reducing-balance or flat-rate amortization, and see the full schedule before you commit
- Track real payments against the live balance, including partial payments and early payoffs
- Get reminded before a payment is due, and again if it's missed, until it's paid
Why it matters
Most budgeting apps only see a loan as a monthly expense line. BudgetFlow tracks the loan itself: what you originally borrowed, how much interest has accrued since your last payment, and exactly how much is left. Reducing-balance and flat-rate loans are calculated differently, so BudgetFlow asks which one you have and works out the schedule correctly for either.
Free to start, no card required
Every feature on BudgetFlow, including this one, is free to use from the day you sign up.